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Showing posts from December, 2022

Life Insurance Sales: Bridging Financial Security and Peace of Mind

  Life Insurance Sales The Importance of Life Insurance Sales in Today’s World Life is unpredictable, and ensuring financial security for our loved ones is a priority for many. Life insurance has become a cornerstone of financial planning, offering peace of mind and a safety net in times of crisis. In this dynamic and ever-changing world, life insurance sales have emerged as a vital industry, helping families secure their futures while providing stability during unforeseen circumstances.   Why Life Insurance is Essential The primary purpose of life insurance is to provide financial protection to the policyholder’s beneficiaries. It acts as a safeguard against life’s uncertainties, such as the untimely passing of a breadwinner. By investing in life insurance, individuals can ensure that their families can maintain their standard of living, pay off debts, and cover essential expenses even in their absence. Life insurance sales professionals play a crucial role in educating clien...

I am still young, is life insurance important to me ?

  This is a true story. A true story about the importance of a life insurance for us and our families. This incident happened a few days ago. I always buy my necessities of life in a shop. The employees at the store are all young people. They are all under 30 years old. Yes, they are still very young. We love shopping there. They are friendly in serving customers. Last week they informed customers that their store would be temporarily closed. They will be holding a vacation out of town for a few days. Yes, of course customers immediately rushed to buy necessities of life in their store for several days at a time.  Death that comes suddenly After a week had passed, there was no word from the workers when the shop would reopen. Suddenly we got bad news. One of the store employees had an accident. And he died in that accident. Of course this news makes us sad. He was still young, it seemed that it was unacceptable for him to die at such a young age. And what's even sadder is that...

The story of a father who has prepared life insurance for his beloved family

  One of my friends had an interesting experience about a father who prepared life insurance for his beloved family. At that time my friend was visiting a place for a business purpose. And because he was hungry, then he looked for a place to have lunch. Then he bought a plate of salad. After finishing eating he had a casual discussion with the salad seller. Then he told the salad seller about the importance of having life insurance for the breadwinner in the family. Then after my friend told him about the importance of life insurance, the salad seller decided to take part in the life insurance program. My best friend immediately helped the process of making life insurance for the salad seller. A few days later my best friend contacted the salad seller and told him that his application for life insurance had been approved. And the life insurance policy book will be delivered to him soon.  At the time my best friend gave the life insurance policy book to the seller. He said not...

Critical illness insurance, is it necessary?

Times are growing and changing. It turns out that the way people work has also changed. Some people work in the field, and there are also those who work in offices sitting in front of a computer all day long. The many tasks that must be done sometimes make them forget to have lunch or forget to take a break. It is feared that the things I have mentioned above will affect their health. High stress levels, changes in diet, changes in rest patterns and lifestyle changes. if it is not balanced with a healthy lifestyle it will have an impact on their health condition. No wonder now that we meet many people who are still relatively young but are already suffering from critical illness. For example, heart disease, diabetes, cancer. Then what should be done if the risk of critical illness as I mentioned earlier happens to them? One thing they will definitely do is they will pay for treatment. Then the question is whether they have prepared enough money for treatment? Then how to deal with if ...

Is it difficult to claim insurance?

As we know, insurance is very useful for us and our families. That is to reduce financial losses due to events from life risks, for example critical illness or death. When a disaster occurs, such as a critical illness or a family member dies, it will indirectly affect the family's finances. For example, if a main breadwinner suffers from critical illness, the family must spend some money for treatment. Or if a main breadwinner dies, then there will be no more money to support the family. But it can be minimized through insurance compensation money. Compensation money from insurance can be used to pay for the family's living expenses if the main breadwinner is critically ill or dies. Then what is the process of getting insurance money so that it can be accepted by the family? Is the process easy? Actually, the insurance claim process is very easy. As long as the required documents are complete and approved by the insurance company, the compensation money from the insurance wil...