Critical illness insurance, is it necessary?

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Times are growing and changing. It turns out that the way people work has also changed. Some people work in the field, and there are also those who work in offices sitting in front of a computer all day long. The many tasks that must be done sometimes make them forget to have lunch or forget to take a break.

It is feared that the things I have mentioned above will affect their health. High stress levels, changes in diet, changes in rest patterns and lifestyle changes. if it is not balanced with a healthy lifestyle it will have an impact on their health condition. No wonder now that we meet many people who are still relatively young but are already suffering from critical illness. For example, heart disease, diabetes, cancer. Then what should be done if the risk of critical illness as I mentioned earlier happens to them? One thing they will definitely do is they will pay for treatment. Then the question is whether they have prepared enough money for treatment? Then how to deal with if we do not have money for treatment? Is there a way to work around this?

The right time to join the critical illness insurance program

The answer is yes there is. By following the critical illness insurance program. Prepare critical illness insurance early. While the body is still healthy and while there is still money to set aside for a critical illness insurance program. The earlier we join the critical illness insurance program, the easier it will be for us to be accepted to make critical illness insurance. And if we delay joining the critical illness insurance program, for example, if we join the critical illness insurance program when we are over 50 years old. Then usually there will be a medical examination requested by the insurance company. And the probability of being accepted is small. Because usually at that age there are many people and are at risk of getting a critical illness.

Joining a critical illness insurance program does not mean you will definitely get a critical illness. But this is our effort to prevent us from financial losses due to critical illness. Having a healthy lifestyle is a must. But it's even better if we complete our endeavor by joining a critical illness insurance program. Because healthy is expensive.